Real Estate Blog

Carl Schroeder has just been recognized for forty years of active membership by the National Association of Realtors®, in recognition of his invaluable contribution to our community and to the profession of real estate. In addition to listing and selling property in the South Carolina Lowcountry, he is instrumental in teaching a generation of agents and brokers the ethics and best practices of making home ownership a possibility here. He continues to mentor area Realtors and their clients.

Carl Schroeder moved to Hilton Head Island in 1976 from California, after 5 years in the Army and earning his MBA at the University of Utah. He purchased a home on Hilton Head Island and immediately became involved in the real estate business through his first job as

Another happy client! Debbie Iredell is very thorough, does her homework, and provided her clients with a thorough review of the Hilton Head/ Bluffton real estate market. Read what Jennifer had to say about Debbie.

There are not enough ways for me to thank you. You helped me find my perfect home. It happened this way for a reason. A big part of that is because of you. Thanks for taking time away from your family for me. Please thank them for their patience.

Jennifer

My fiance and I recently decided to purchase our first home and did not know what to expect. Not being from South Carolina, I was unfamiliar with the real estate market and the home buying process. I saw an advertisement for Foundation Reality and decided to check them out. I was put in contact with Bart Whiteman, and immediately found him to be knowledgeable and professional. Bart went out of his way to advise me on the types of properties in my price range. I learned so much through my conversations with Bart that, looking back, I don't know how I would have become a Hilton Head homeowner without him. He never rushed me to purchase, always being more concerned about my benefit long-term than he was with closing a deal. In fact, Bart stayed in contact

One of the new U.S. presidential administration's first moves was to remove a rate cut for loans backed by the Federal Housing Administration. This could have a negative impact on the sale of homes on the lower end of the price spectrum. For the 12-month period spanning February 2016 through January 2017, Pending Sales in the Hilton Head region were up 3.1 percent overall. 

 The price range with the largest gain in sales was the $375,001 to $650,000 range, where they increased 11.1 percent. The overall Median Sales Price was up 4.3 percent to $292,000. The property type with the largest price gain was the Single-Family Homes segment, where prices increased 5.9 percent to $325,000. The price range that tended to sell the quickest was the $100,000 and

One of the new U.S. presidential administration's first moves was to remove a rate cut for loans backed by the Federal Housing Administration. This could have a negative impact on the sale of homes on the lower end of the price spectrum. For the 12-month period spanning February 2016 through January 2017, Pending Sales in the Hilton Head region were up 3.1 percent overall. 

 The price range with the largest gain in sales was the $375,001 to $650,000 range, where they increased 11.1 percent. The overall Median Sales Price was up 4.3 percent to $292,000. The property type with the largest price gain was the Single-Family Homes segment, where prices increased 5.9 percent to $325,000. The price range that tended to sell the quickest was the $100,000

By Debbie Drummond 

Now is a good time for potential new homeowners to review, revise and refresh their financial habits.

While getting serious about finances is a great idea for anyone, it is especially helpful when the purchase of a home is planned for the coming year. Adopting the following resolutions helps keep these financial goals squarely within a potential homeowner's sites while providing the ability to track their progress as the time to purchase a home approaches. 

1. Make a Realistic Budget

The word "budget" often has a negative connotation to it. Some people find themselves chafing at the thought of the restrictions imposed by making a budget. However, this valuable financial planning tool doesn't have to be that way. One of the

Reverse Mortgage for Purchase

Having built a life you can be proud of, isn’t it time to plan a retirement you can enjoy? You may already have more options than you realize to help you achieve your retirement goals.

A Reverse Mortgage for Purchase allows a homeowner to use the equity from the sale of one’s home or from personal funds on deposit, along with proceeds from a Reverse Mortgage loan to buy a new home. This plan helps borrowers to relocate to be closer to family, downsize into a lower‐maintenance home, or simply buy a home that more suits their retirement needs. And as long as the new home is maintained as the primary residence, there are no payments to make.*

. Eligibility requirements include properties that are one‐unit single family

What Is an FHA 203k loan?

By Michele Lerner | Dec 9, 2013

Whether you’re buying a home in dire need of complete renovation or just want to modernize the kitchen or flooring of a property before you move in, an FHA 203k loan insured by the Federal Housing Administration could be the solution to your financing issues.

How Do You Qualify for an FHA 203k Loan?

In general, an FHA 203k loan allows you to wrap your renovation costs into your mortgage with one loan and one closing. The amount you borrow is a combination of the price of the home and the estimated price of the repairs, including labor and materials.

Your down payment of 3.5 percent (the minimum required by the FHA loan program) will be based on the full loan amount and, of course,

Classy, compelling & comprehensive real estate flyers help sell homes By Carl Schroeder

In today’s real estate market place, the use of house flyers is still an effective real estate tool for marketing homes. They are routinely used as property information flyers for buyers to take during showings or as open house flyers.House flyers are also used in email campaigns, online marketing, and social media promotions, to create that   first favorable (& WOW!) impression that gets buyers wanting to see that home in person ASAP!

Whether it’s a $150,000 house or a $1 MILLION PLUS property, the flyer has to be PICTURE PERFECT and CUSTOMIZED for the type of property that is being promoted. Many successful agents use professional real estate photographers and

January 27, 2017 9:37 AM

Hilton Head Island named 7th ‘Happiest Seaside Town’ in America

Harbour Town, pictured here from last summer,is a popular spot on the island. mmatney@islandpacket.com Mandy Matney

Hilton Head Island’s Coligny Beach at sunset. mmatney@islandpacket.com Mandy Matney

A sunset view from Skull Creek Boathouse. mmatney@islandpacket.com Mandy Matney

Hilton Head Island was named the No. 7 “Happiest Seaside Town” in America for 2017 by Coastal Living magazine Friday. The publication, owned by Time, announced the top 10 winners of its annual online voting contest with a live countdown on its Facebook page. The announcement took place in Stuart, Fla., the 2016 winner. Beaufort took top honors in 2013 and Kiawah Island was