January 2017

Found 10 blog entries for January 2017.

By Debbie Drummond 

Now is a good time for potential new homeowners to review, revise and refresh their financial habits.

While getting serious about finances is a great idea for anyone, it is especially helpful when the purchase of a home is planned for the coming year. Adopting the following resolutions helps keep these financial goals squarely within a potential homeowner's sites while providing the ability to track their progress as the time to purchase a home approaches. 

1. Make a Realistic Budget

The word "budget" often has a negative connotation to it. Some people find themselves chafing at the thought of the restrictions imposed by making a budget. However, this valuable financial planning tool doesn't have to be that way. One of the

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Reverse Mortgage for Purchase

Having built a life you can be proud of, isn’t it time to plan a retirement you can enjoy? You may already have more options than you realize to help you achieve your retirement goals.

A Reverse Mortgage for Purchase allows a homeowner to use the equity from the sale of one’s home or from personal funds on deposit, along with proceeds from a Reverse Mortgage loan to buy a new home. This plan helps borrowers to relocate to be closer to family, downsize into a lower‐maintenance home, or simply buy a home that more suits their retirement needs. And as long as the new home is maintained as the primary residence, there are no payments to make.*

. Eligibility requirements include properties that are one‐unit single family

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What Is an FHA 203k loan?

By Michele Lerner | Dec 9, 2013

Whether you’re buying a home in dire need of complete renovation or just want to modernize the kitchen or flooring of a property before you move in, an FHA 203k loan insured by the Federal Housing Administration could be the solution to your financing issues.

How Do You Qualify for an FHA 203k Loan?

In general, an FHA 203k loan allows you to wrap your renovation costs into your mortgage with one loan and one closing. The amount you borrow is a combination of the price of the home and the estimated price of the repairs, including labor and materials.

Your down payment of 3.5 percent (the minimum required by the FHA loan program) will be based on the full loan amount and, of course,

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Classy, compelling & comprehensive real estate flyers help sell homes By Carl Schroeder

In today’s real estate market place, the use of house flyers is still an effective real estate tool for marketing homes. They are routinely used as property information flyers for buyers to take during showings or as open house flyers.House flyers are also used in email campaigns, online marketing, and social media promotions, to create that   first favorable (& WOW!) impression that gets buyers wanting to see that home in person ASAP!

Whether it’s a $150,000 house or a $1 MILLION PLUS property, the flyer has to be PICTURE PERFECT and CUSTOMIZED for the type of property that is being promoted. Many successful agents use professional real estate photographers and

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January 27, 2017 9:37 AM

Hilton Head Island named 7th ‘Happiest Seaside Town’ in America

Harbour Town, pictured here from last summer,is a popular spot on the island. mmatney@islandpacket.com Mandy Matney

Hilton Head Island’s Coligny Beach at sunset. mmatney@islandpacket.com Mandy Matney

A sunset view from Skull Creek Boathouse. mmatney@islandpacket.com Mandy Matney

Hilton Head Island was named the No. 7 “Happiest Seaside Town” in America for 2017 by Coastal Living magazine Friday. The publication, owned by Time, announced the top 10 winners of its annual online voting contest with a live countdown on its Facebook page. The announcement took place in Stuart, Fla., the 2016 winner. Beaufort took top honors in 2013 and Kiawah Island was

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This post was written by Jenny Ladutko, Interior Designer at J Banks Design

Each New Year brings a chance to start fresh and set goals for improvement.  While diet and exercise tend to take center stage, it is also the best time to set a resolution for your home. Your home and the way it makes you feel is such an integral element of your day-to-day life.  It can have a profound impact on your overall mood, productivity, and well being!  The good news is that in just a few simple steps you can get results and see effects instantly. Ready to transform your 2017?  Here are my top 5 strategies to freshen up your home and bring a whole new outlook for the year ahead.



Never underestimate the power of a fresh coat of paint!  It can literally

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By Penny Rafferty

Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ensuring you get the highest price possible.

1. Price it a LITTLE LOW 

This may seem counterintuitive. However, let’s look at this concept for a moment. Many homeowners think that pricing their home a little OVER market value will leave them room for negotiation. In actuality, this just dramatically lessens the demand for your house (see chart below).

2 Tips to Ensure You Get the Most Money When Selling Your House | Simplifying The Market

Instead of the seller trying to ‘win’ the negotiation with one buyer, they should price it so that demand for the home is maximized. By doing this, the seller will not be fighting with a buyer over

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With a new U.S. president from a different political party taking office in 2017, few are expecting federal policies to remain as they have under prior leadership. The incoming president has a deep history in real estate development and has shown a strong interest in funding massive infrastructure projects, two points that provide intrigue for the immediate future of residential real estate. After several years of housing market improvement, 2016, as predicted, was not a pronounced triumph but more of a measured success. Markets took a steady and mostly profitable walk from month to month. Even as supply was short and shrinking, sales and prices were often increasing. Interest rates were expected to rise throughout 2016, but they did not. 

 Just as

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Good things are happening on and around Hilton Head Island SC. Here is a list of fun things for you and the family.

Chili Cook Off
Saturday January 21st from 11:30-3:30
Shelter Cove Park 

Bluffton Rotary Club Annual Oyster Roast 
January 21st 5-8 pm, Bluffton Oyster Factory
On Saturday, Jan. 21, 2017, the Bluffton Rotary Club will host their Annual Oyster Roast at Bluffton Oyster Factory Park from 5-8 p.m. Enjoy delicious oysters with the community on this delightful evening. 


Hilton Head Island Snow Day 
Saturday, January 28  11 AM - 4 PM
Shelter Cove Park
$10 ages 2-17, adults free
Kids Zone, Snow Field, Face Painting and More!
All proceeds benefit the Island Rec Scholarship Fund
This is a family event that will have inflatable rides, a

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